Al Noor Trading W.L.L. (Demo)

in progressRating R05
CAM-0002/2026 · Corporate Banking · Overdraft USD 12.0 MM · Current stage: 5. Independent Risk Review
  1. OriginationCompleted
  2. PreparationCompleted
  3. BusinessCompleted
  4. Credit AdminCompleted
  5. 5Risk ReviewIn progress
  6. CommitteeLocked
  7. RegulatoryLocked
  8. DocumentationLocked
  9. DisbursementLocked
  10. MonitoringLocked
Stage 3 of 10 · Owner: BU management (Recommender → Concurrer)

Business Sign-off

Sequential business sign-off: Prepared by → Recommended by → Concurred by. Pass forward or return with comments.

  • Prepared by
  • Recommended by
  • Concurred by
  • Return with comments
Stage completed
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CAM summary

1 section(s) are still unapproved AI drafts.

Facility
Overdraft · USD 12.0 MM
Tenor / pricing
1 yrs · 3M QIBOR + 3.00%
Rating
R05
Approval level
Level 1
I. Nature of Request

The Business Unit requests renewal and enhancement of the working-capital facilities of Al Noor Trading W.L.L. (Demo) from QAR 36.5 MM to QAR 43.8 MM (USD 12.0 MM equivalent at parity 3.65), comprising an overdraft of QAR 29.2 MM priced at 3M QIBOR + 3.0% p.a. and a letter-of-credit line of QAR 14.6 MM. The facilities are secured by a first-ranking mortgage over the company's warehouse (valued USD 19.2 MM, 2025) and personal guarantees of the shareholders.

XI. Recommendation
  1. Long-standing relationship with satisfactory conduct.
  2. Consistent profitability and improving leverage.
  3. Adequate tangible security coverage.

The Business Unit recommends the renewal and enhancement of facilities for the committee's consideration.

Business Unit sign-off

Sequential: Prepared by → Recommended by → Concurred by. Each signature records name, designation and timestamp.

Prepared by
Preparer / analyst
  • Sara Al-Kuwari
    Relationship Manager
    e-signed 26 Aug 2026 17:44
Recommended by
Recommender 1
  • Khalid Al-Mansoori
    Head of Private Banking
    e-signed 26 Aug 2026 17:44
Concurred by
Recommender 2 / BU head
  • Khalid Al-Mansoori
    Head of Corporate Banking
    e-signed 26 Aug 2026 17:44
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